Spring Break
Getting Cash Savvy
Caitlin Gray
Issue date: 9/28/07 Section: News
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Davidson, along with two representatives from the Consumer Credit Counseling Service of the Delaware Valley, held four one-hour seminars at the University on financial responsibility Sept. 26.
Two sessions entitled "All About Savings" focused primarily on responsibly using credit cards and understanding credit. The other sessions called "All About Budgeting," taught students how to manage their finances. Valerie Klein and Alethia Calbeck of CCCS highlighted some of the significant misconceptions and downfalls that many college students have about credit.
Small rewards were given to students for asking and answering questions during the lecture. A prize was also awarded for the first person to send a text message to the NBC phone number with the right answer to a question. All attendees' names were entered into two drawings. One person from each of the four sessions won Phillies tickets and one student won roundtrip Southwest Airline tickets to any U.S. destination.
Of about twenty students present at the first of four sessions, most of them were freshmen. Many of them admitted they were lured into the seminar with the free pizza and prizes, but were interested in learning more because they have heard about the problems that can occur due to poor money management.
"It's important for me because I am supporting myself after this year, so anything I can do to learn to save and put money away is better than what I'm doing now because I feel like I'm broke all the time even though I work so hard every weekend," Jordan Gorczynski, a freshman majoring in biomedical engineering, said.
"In the future this [money-management information] will be important to me," Mike Dalton, a freshman majoring in computer science, said. "I want to make sure I don't lose a lot of money or anything like that - maybe not wasting my money but making sure it's going to the right place, like in a bank, or in the stock market, or something like that."
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